AUTO INSURANCE

At HomeRun Financial and Insurance Services, we understand the risks drivers in Jackson, San Andreas, and the surrounding areas throughout California face. That is why we provide comprehensive auto insurance solutions through our trusted partners like Nationwide, Progressive, and ASI. Our relationships with these providers gives us the ability to offer coverage options at competitive prices. Choosing the right auto insurance is key to keeping you and your car safe and on the road in the event of an accident. We can find the right coverage for you. Give us a call to learn more.

COVERAGE OPTIONS

DISCOUNTS & INCENTIVES

INJURY COVERAGE

SERVICE & ASSISTANCE

RECREATIONAL VEHICLES

SPECIALTY INSURANCE

Liability Coverage

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Bodily Injury Liability helps to pay for cost associated with another person’s injuries (including medical expenses, loss of income and pain/suffering).
Property Damage Liability covers expenses that arise from damage you cause to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage provides critical protection against the loss of your home, savings, and income. Most states require that drivers have Liability Coverage in order to be legal on the road.

Collision Coverage

For most drivers, their car isn’t just a means of transportation – it’s an investment. And, if you’re ever in an accident, you’ll want to make sure that you’ve protected your investment. With Collision Coverage from HomeRun, you can have damage to your vehicle insured under your policy – whether the damage is a result of an accident with another vehicle or object. Different drivers require different coverage options for their Auto Insurance policiesand determining the proper amount of Collision Coverage depends on various factors (like the age and year of your car). An insurance specialist from HomeRun Financial and Insurance Services can help you find the insurance that best fits your budget.

Comprehensive Coverage

Your Auto Insurance policy gives you peace of mind behind the wheel. But it’s not just accidents that you need to worry about. With the right policy from HomeRun, you can make sure that your vehicle’s security doesn’t stop when you pull into the driveway. Comprehensive Coverage insures your vehicle against damage and expenses that result from something other than a collision. At HomeRun Financial and Insurance Services, we know that life is full of surprises, and with Comprehensive Coverage, you can be prepared for all of them. Our team of asset protection specialists will prepare a plan that works for you to insure your car against damages or loss.

Uninsured & Underinsured Motorist

As a safe driver, obeying street signs, speed limits, and using your turn signals is just part of your routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected. Unfortunately, there are people on the road who may not take the same safety precautions as you, and if you’re involved in an accident with a driver who doesn’t have the right coverage, you may have to take care of any medical payments, damages, and other expenses with money from your own pocket.

Contact HomeRun Financial and Insurance Services to find out how you can be prepared for any situation on the road.

Good Drivers Deserve Great Rewards

We know that if you’re a safe driver, you probably take every precaution possible when behind the wheel. But if you receive a citation or are in an accident without the right coverage, that one event could affect your good driving record.

At HomeRun Financial and Insurance Services, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license. You can also be forgiven for your first chargeable accident through Accident Forgiveness. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver. With a Total Loss Deductible Waiver, if your car gets totaled in an accident, you won’t be responsible for paying your deductible.

Talk with one of our representatives about these options and the following discounts:

Mature
Property insured
Family member
Multi-vehicle
University student

Conviction free
Loyalty
Driver’s education
Winter tires
Motorcycle

Collector/antique vehicle
ATV
Snowmobile
Motorhome
Travel trailer

Coverage That Helps You Get Well

When it comes to the security and safety of you and your loved ones, you shouldn’t leave anything to chance. If you or your family are involved in a car accident, your first priority should be to make sure everyone receives the care they need at a cost that keeps your finances intact.

Being insured with an auto policy that includes covering Medical Payments ensures that most medical expenses will be taken care of if you or a family member are injured in an auto accident as a passenger or a pedestrian. This coverage applies the same regardless of who is at fault and extends to your family members, as well as any passengers in your vehicle.

Get Back on the Road Faster

At HomeRun Financial and Insurance Services, we strive for quality service with your convenience in mind. By offering 24/7/365 support, we’re here to serve you – when you need us most. Since accidents and non-collision related situations fall outside of normal business hours, we’ve partnered with Allied Insurance’s On Your Side® service center to provide you with extended hours in case you need assistance.

For claims, accidents, billing information, and more, you can contact an Allied representative 24 hours a day, seven days a week at 800-282-1446.

We also understand that your days are busy and, between work and your family, not having a car is typically out of the question. If your vehicle is out of commission after an accident or theft, HomeRun Financial & Insurance Services offers Rental Reimbursement services so that you won’t miss a beat.

In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road or stuck with costly towing fees. By adding optional Towing coverage, you’ll get the peace of mind knowing that no matter where your journeys take you, you’ll never be alone.

In addition to our Towing coverage, HomeRun Financial and Insurance Services also offers Roadside Assistance packages that include valuable extras like fuel delivery, turn-by-turn directions, jump starts, flat tire repair, and more. Contact a representative with HomeRun Financial and Insurance Services today for more information.

Your Home on the Road

As an RV owner, you get to combine the freedom of the open road with all of the conveniences and amenities you enjoy at home. And, like your home, your recreational vehicle is a serious investment that needs to be protected.

Motorhome Insurance from HomeRun is an affordable way to ensure your safety on the road, as well as that of your passengers and your belongings.

Our basic protection options include: Collision Coverage, Comprehensive Coverage, Bodily Injury Liability, & Property Damage Liability.

Cast Your Worries Aside

For many people, owning a boat can be a dream come true. Whether you enjoy being out on the water with friends or like to relax with a day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from HomeRun Financial and Insurance Services, you can put your mind at ease and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and your passengers safe. We specialize in insurance for the following watercraft: Yachts, Performance Boats, Sail Boats, Bass Boats, Jet Skis, & WaveRunners.

Protection for the Open Road

If you ride a touring bike, street bike, cruiser, or even a custom chopper, you know your motorcycle represents two things: freedom and adventure. But with adventure and freedom comes uncertainty and responsibility. A Motorcycle Insurance policy from HomeRun Financial & Insurance Services is designed to be as unique as you and your bike. We’ll help you choose the protection that is right for you with a range of coverage options to secure you and your bike, such as: Collision Coverage, Theft, Vandalism, Uninsured or Underinsured Motorists, Bodily Injury Liability, Property Damage Liability, Medical Payments Coverage, and Guest Passenger Liability.

Explore the Trails with Confidence

Your all-terrain vehicle or snowmobile represents a considerable recreation investment. And as you’re exploring the great outdoors, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized ATV or Snowmobile insurance policy from HomeRun Financial and Insurance Services, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, snowmobile, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options

It's More Than Just a Hobby

Your Specialty Auto is a labor of love — whether it’s an antique, a collectible, or your own custom-built roadster. If you’re like most enthusiasts, you’ve invested many hours of time and effort to ensure your vehicle is something unique and special. We believe that your specialty car is not only a major investment, but also an extension of you. And a vehicle as individual as its driver deserves more than an ordinary insurance policy. That’s why we’re proud to offer a variety of specialized coverage options for the following vehicles: Collectibles, Antique and Classic Cars, Hot Rods, Custom-Built Cars, Show Cars, and Race Cars.

Driving Internationally?

It’s important to understand how your insurance needs can change when traveling abroad. For example, the rules and regulations for being legal on the road in Mexico are different than those in the U.S. and Canada. If you’re involved in an accident across the border, the Mexican authorities will not accept your standard U.S. insurance policy, and driving without proper Mexican Auto Insurance could potentially land you in major legal trouble. The Mexican government requires a minimum of liability coverage for all vehicles driven from the United States into Mexico, and the same rules apply to those rented in Mexico.

If you have questions about our insurance options, CONTACT US today!