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HOME INSURANCE

If you own your own home or condo, or you are a tenant in a house or apartment, you need insurance. In their conversation with you, our brokers and agents will help you determine which type of insurance policy best suits your needs.
 
Home Insurance
 

Protect Your Home and Family

Your home is a sanctuary – an unfailing shelter that keeps your family safe, and it’s where many of your most precious memories are made. For many people, a house will be the most significant financial and emotional investment they’ll ever make. Look after your investment (and everything in it) with a policy that ensures that its protected in the event of a natural disaster or accident. With the properly chosen Property Insurance plan, you can protect your investment and your personal property from whatever life throws at you.

Every Home Insurance policy is different, and at HomeRun Financial and Insurance Services, we’ll work with you to ensure that your policy fits your needs and those of your family. With Property Insurance you can insure your home against the following types of damage:
  • Fire and Lightning
  • Vandalism
  • Hail
  • Collisions from Vehicles or Aircraft
  • Sewer or Drain Backup
  • Windstorm
  • Smoke
  • Freezing Conditions or Snow
 

Safeguard Your Assets

Accidents happen. If someone claims an injury on your property, their claim could affect your finances, your house, or anything else you own that can be labeled as compensation. As a property owner, you could be held responsible for injuries that occur due to dangerous conditions such as bad lighting, floor hazards, or slips and falls resulting from ice or snow. Having the proper Homeowners Liability Insurance will prepare you for potential accidents and help protect your hard-earned assets and finances. Talk with a representative from HomeRun Financial and Insurance Services to determine the type and amount of coverage that's right for you.

Scheduled Personal Property Insurance

We know that your belongings are important to you. The Personal Property Insurance of your Homeowners policy will protects valuables up to a certain amount, but may not cover many of your most prized possessions. Scheduled Personal Property Insurance augments your Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, firearms, musical instruments, collectibles, and more. If one of your personal items is stolen or damaged due to a covered incident, your policy will help pay for the expense of replacement or repair.
 
 
 

We Can Find the Right Policy for Renters and Landlords

If you rent a house, apartment, condo, or even a dorm room, you may think that insurance is not important, but if fire, theft, or vandalism damages your property, your landlord is unlikely to pay to replace your belongings. Your Renters Insurance also includes Liability Coverage to safeguard you from injury claims that occur in your home.

If you own a rental unit, the proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face.
 
Home Business Insurance

Insurance for Your Home Business

Home-based businesses are one of the fastest growing commercial segments in the United States. As the owner of an in-home business, it's likely that your operations extend beyond the walls of your home. The insurance required most likely goes beyond that of your standard Homeowners policy. At HomeRun Financial and Insurance Services, we can help you protect the security of your business with the proper home-business coverage. We know that your business represents countless hours and hard work. And because of that, we want to ensure that your business continue to grow. With the right insurance policy, you can provide the protection you need in one comprehensive policy.
 
 
Condo Insurance

Condo Insurance

A condo can be a great alternative to living in an apartment or house, and can potentially offer more space and additional amenities. But since a condo is a unique type of residence, it requires its own insurance policy. With Condo Insurance from HomeRun Financial and Insurance Services, you can extend your protection beyond what your condo community provides. It can help pay for the replacement of your belongings and offer basic liability to cover bodily injury or property damage. Unlike Renters Insurance, Condo Owners Insurance covers damage done to the inside of your unit and may be used to cover the expense of fixing or replacing items like drywall, flooring, light fixtures, etc.
 
Mobile Home Insurance

Mobile Home Insurance

At HomeRun Financial and Insurance Services, we know how hard you’ve worked to turn your mobile home into a comfortable living space for your family, but fire or storms can cause unexpected setbacks. We offer an exceptional insurance policy that’s designed to meet your budget. You could also qualify for additional savings simply by installing extra security devices around your home, or by combining your Mobile Home and Auto Insurance policies.

Talk with an insurance specialist at HomeRun Financial and Insurance Services to learn how you can protect your property and save with Mobile Home Insurance.
 
 
If you have questions about our insurance options, CONTACT US today!